For millions of Americans, even $600 will help. The problem, many Americans are too quick to toss their junk mail out. In the first round of stimulus checks, sent out in mid 2020, if the government didn't have direct deposit information for you, they would issue a physical check or a debit card. Many come in an inconspicuous envelope, to minimize theft. Since credit card companies have sent out similar marketing materials for years, some people are throwing them away without opening.
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